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Questions & Answers
Everything you wanted to ask.
Pricing, process, privacy, disclosures, closing. The short answers, grouped and scannable.
Pricing
0401
Is Savvy FSBO really free for homeowners?
Completely. No listing fee, no success fee, no commission at closing, no upsell to a premium tier. We earn from licensed agents who pay $79 per week to reach you, and that is our entire business model.
02
What does the $79 weekly agent subscription include?
Unlimited browsing of every active listing, direct messaging with homeowners, saved searches with alerts, an agent profile page, data export for your CMA, and full contact details once a homeowner chooses to share them. No per-lead fees.
03
Do agents get a free trial?
Yes — fourteen days, no credit card required up front. You supply your Florida license number and brokerage affiliation, we verify, and you're in.
04
Can an agent pay monthly or annually instead of weekly?
Weekly is the only plan. It keeps the math honest — if the marketplace isn't producing for you, you can leave at the end of the week rather than eating an annual contract.
Listing Process
0501
How long does it take to publish a listing?
About twenty minutes for the first draft: address, bed/bath, square footage, a few photos. The AI drafts the narrative, neighborhood brief, and imagery enhancements in real time. You review, adjust, and publish.
02
How many photos can I upload?
Up to 108 per listing. We recommend 25–40 for most residences — quality over quantity. The AI will color-grade and exposure-correct every image.
03
Can I use my own photography?
Absolutely. Upload professional shots, drone stills, or iPhone images — we handle all of them. If you upload pro work, the AI's enhancement is lighter-touch.
04
Can I edit the AI-generated description?
Every word, every punctuation mark. The AI gives you a starting draft; you own the final copy. Most sellers keep 80–95 percent of the draft and swap a few phrases.
05
What if my address isn't recognized?
Our address validation uses Google Maps Platform and handles virtually every residential address in the 50 states. For rural properties, private roads, or new subdivisions, you can drop a pin manually and we'll render the map from coordinates.
Privacy & Inquiries
0401
Do agents see my phone number or email?
Not until you share them. Every inquiry arrives in your Savvy inbox and the agent can only see your first name and your listing. You control when — and whether — to share direct contact information.
02
Can I block or mute an agent?
Any agent, any time, from the inbox. Muted agents can still see your listing but cannot send further messages. Blocked agents lose access entirely.
03
Does Savvy read my messages?
We do not manually read your inbox. Our systems scan for spam, fraud, and violations of fair housing law in the same way any email provider would. Transcripts are not shared with third parties.
04
What happens to my data if I delete my account?
Listing content and inquiry messages are deleted within 30 days. A minimal fraud-prevention log (user ID, email hash, last IP) is retained for 24 months per our privacy policy. Payment records, 7 years, per federal tax law.
Agent Access
0401
Do I need a real estate license to browse listings?
To browse publicly visible listing pages, no — they're open to anyone. To subscribe as an agent and message homeowners directly, yes: an active Florida real-estate sales associate or broker license in good standing.
02
Can I bring my existing clients to a Savvy listing?
Yes, and most of our agents do exactly that. Savvy is a reach channel for your buyers — not a replacement for your book of business.
03
What if my buyer's offer is accepted? Do I owe Savvy a commission?
No. You owe nothing on the sell side (the homeowner is FSBO) and you earn whatever commission your buyer-representation agreement specifies. Savvy's $79 weekly fee is the entire platform cost.
04
Can I pause my subscription for the off-season?
Yes. Pause in your billing dashboard; you retain listing browse access through the end of the current week, then billing halts until you resume. No reactivation fee.
Disclosures & Florida Law
0401
What does Florida law require me to disclose?
Under Johnson v. Davis (Florida Supreme Court, 1985), sellers must disclose any fact materially affecting the value of the property that is not readily observable. Common items: known roof leaks, foundation issues, past flooding, HOA assessments, permit violations. When in doubt, disclose.
02
Does Savvy provide disclosure templates?
Yes — the Florida seller's property disclosure statement, federal lead-based-paint disclosure (pre-1978 homes), and HOA addendum are available as fillable PDFs in your listing dashboard. They're not a substitute for an attorney review.
03
Do I need a real estate attorney?
Not legally required in Florida, but strongly recommended. A flat-fee real-estate attorney typically runs $500–$1,500 and handles contract review, disclosure delivery, and closing coordination. We can introduce you to one.
04
What about flood zones and hurricane disclosures?
Florida Statute 689.302 requires disclosure of flood zone status and prior flood damage. Our listing flow prompts you for both; we also show the FEMA flood zone on the location card automatically.
Closing & After
0401
Who handles the actual closing?
Your title company, your attorney, or (in some Florida counties) a real-estate closing agent. Savvy does not hold escrow and is not the closing agent. We can introduce you to title companies we trust.
02
How long does closing take?
Standard Florida residential closings run 30–45 days from accepted offer. Cash closings can run as short as 10 days. The longest step is usually the buyer's mortgage underwriting.
03
What happens to my listing after I close?
Mark the listing sold from your dashboard. It remains visible in search-engine history for 90 days (good for comparable sales) and then is delisted. Your account stays active for future listings.
04
Can I relist the same property later?
Yes. Dashboard lets you reactivate or clone a previous listing, preserving your photography and narrative as a starting point.
